Give us your dream and we’ll lend you its reality.

Mortgage loan programs. Home construction loans. VA rates. Whatever you need to finance a dream, we have the products and experience you need to make it a reality.

VA Home Loans

The most common loan for residential properties — offering a streamlined process and heartfelt service.

FHA Loans

Low down-payments (as little as 3.5%) and flexible credit requirements make this a popular choice for many homebuyers.

USDA Loans

If you’re purchasing outside major metro areas — we’ll help you explore 100% financing and rural loan benefits.

Jumbo Loans

For higher‑valued homes, enjoy competitive rates and flexible financing options designed specifically for larger loan amounts.

One Time Close Construction Loans

One application, one closing — financing both construction and permanent mortgage, without needing to requalify later.

Home Equity Loan

Consolidate high-interest debt, renovate your property, or start investing with a smarter, faster home equity loan.

Bridge Loans

Worried a home sale contingency will make your offer weak? You can use a bridge loan to leverage the equity in your current house.

Home Renovation Loan

Our renovation loans bundle the costs into one simple mortgage, making your dream well within reach.

Down Payment Assistance

If saving for a down payment feels impossible, you’re not alone.

DSCR Loans

Our DSCR loans unlock your next investment by focusing on the property’s potential, giving you the capital to close deals quickly.

Asset-Based Mortgage Loans

Our asset-based mortgage program allows you to qualify using your investment portfolio and borrower’s assets…

Conventional Home Loan

Discover how you can buy your dream home with a conventional loan for as little as 3% down.

Customer Testimonials

Joycelyn TaylorLocal Guude

Best Thanksgiving ever—in our beautiful, new home!!! A heartfelt thanks to Ms. Nova Vorhis at Directions Home Loan!! For any issues we encountered, on purchasing our new home, Ms. Vorhis stepped in, took the ball and ran with it.

April GranierLocal Guide

Directions Home Loan made this experience so easy and stress free. Bryan never got frustrated by me asking 100 questions or pulling different scenarios, and he clearly laid out all my options. Great experience!!

Lisa Reyna (Texas Mom)Local Guide

I have used Directions Equity for a few mortgages in the past and always have a great experience. I work with Bryan Curtis and really appreciate his knowledge and patience with communications. He really takes time to explore options and give me recommendations. And we’ve always made it to close without issues on schedule!

Anthony BurnsLocal Guide

I had the pleasure of working with Will Alston at Directions Home Loan, and I could not asked for a better experience. He made purchasing my first property such a relaxing experience and I won't go anywhere else as I build my portfolio. 11/10 would recommend to friends and family. This is a team that works alongside you to make it happen!

Victor FLocal Guide

I recently had the pleasure of working with Angel Lambert to purchase my first home! Having her expertise, support, and guidance was essential in navigating and ensuring a seamless transaction and closing! I highly recommend Angel. Directions is very lucky to have her!

We’re not out to reshape the world—just the mortgage experience